Insurance Agent Job Description Template
An Insurance Agent sells and renews insurance policies to small business and individual clients, managing the full sales cycle from prospect to policy placement. You own client relationships, policy recommendations, and hitting monthly/quarterly premium targets.
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Why hire a Insurance Agent?
SMBs need dedicated sales capacity to grow their insurance client book, improve retention rates, and ensure clients have adequate coverage. A hired agent scales revenue without the overhead of building an in-house team.
Insurance Agent salary ranges
Approximate annual gross salary bands (Q2 2026). Always adjust for your city, seniority, and the candidate’s experience.
United States
$50,000 – $90,000 base + 5–12% commission on premium or $60,000 – $110,000 all-in dependent on commission structure
United Kingdom
£28,000 – £45,000 base + 5–10% commission
Eurozone
€32,000 – €50,000 base + 5–10% commission
Insurance Agent responsibilities
- Prospect and qualify leads via phone, email, and referral networks, converting 20–30% into initial consultations
- Assess client risk profiles and recommend appropriate coverage (liability, property, health, workers' comp) based on their needs and budget
- Close policies and maintain an average policy size of $1,500–$3,500 annual premium
- Retain clients through annual policy reviews, renewal outreach, and cross-sell opportunities, targeting 85%+ renewal rates
- Track pipeline, activity metrics, and closed deals in CRM; report weekly on pipeline value and conversion rates
- Maintain compliance with state insurance regulations, licensing requirements, and company underwriting standards
Skills & requirements
Required
- 2–5 years of insurance sales experience (property & casualty, health, or commercial lines)
- Active state insurance license(s) with ability to bind policies
- Proficiency in insurance CRM software (e.g. Salesforce, Agency Management System) or ability to learn quickly
- Strong phone and email prospecting skills; comfort cold-calling and networking
- Ability to read insurance documents and explain coverage clearly to non-technical clients
- Track record of hitting monthly sales targets and maintaining activity discipline
Nice to have
- Experience selling to SMBs or small commercial accounts
- Existing book of business or referral network you can bring
- Experience with digital sales tools and remote prospecting
Copy-ready Insurance Agent job description
Insurance Agent [Company name] · [City], [Country] · [On-site / Hybrid / Remote] $50,000 – $90,000 base + 5–12% commission on premium or $60,000 – $110,000 all-in dependent on commission structure (US) · £28,000 – £45,000 base + 5–10% commission (UK) · €32,000 – €50,000 base + 5–10% commission (EU) — gross/year
An Insurance Agent sells and renews insurance policies to small business and individual clients, managing the full sales cycle from prospect to policy placement. You own client relationships, policy recommendations, and hitting monthly/quarterly premium targets.
Why this role exists SMBs need dedicated sales capacity to grow their insurance client book, improve retention rates, and ensure clients have adequate coverage. A hired agent scales revenue without the overhead of building an in-house team.
What you'll do
- Prospect and qualify leads via phone, email, and referral networks, converting 20–30% into initial consultations
- Assess client risk profiles and recommend appropriate coverage (liability, property, health, workers' comp) based on their needs and budget
- Close policies and maintain an average policy size of $1,500–$3,500 annual premium
- Retain clients through annual policy reviews, renewal outreach, and cross-sell opportunities, targeting 85%+ renewal rates
- Track pipeline, activity metrics, and closed deals in CRM; report weekly on pipeline value and conversion rates
- Maintain compliance with state insurance regulations, licensing requirements, and company underwriting standards
What you'll need
- 2–5 years of insurance sales experience (property & casualty, health, or commercial lines)
- Active state insurance license(s) with ability to bind policies
- Proficiency in insurance CRM software (e.g. Salesforce, Agency Management System) or ability to learn quickly
- Strong phone and email prospecting skills; comfort cold-calling and networking
- Ability to read insurance documents and explain coverage clearly to non-technical clients
- Track record of hitting monthly sales targets and maintaining activity discipline
Nice to have
- Experience selling to SMBs or small commercial accounts
- Existing book of business or referral network you can bring
- Experience with digital sales tools and remote prospecting
What we offer
- Salary: [range, gross, with currency and time unit]
- [Equity / bonus / commission if applicable]
- [Health, PTO, learning budget, equipment — only what's real]
- [Work mode + flexibility]
About [Company] [2–3 sentences: stage, customers, traction. Keep it specific.]
Want it tailored to your company and country?
The free generator writes a country-aware, inclusive, salary-formatted version in 30 seconds — then ranks the applicants when they roll in.
Frequently asked
What does a Insurance Agent do?
An Insurance Agent sells and renews insurance policies to small business and individual clients, managing the full sales cycle from prospect to policy placement. You own client relationships, policy recommendations, and hitting monthly/quarterly premium targets. SMBs need dedicated sales capacity to grow their insurance client book, improve retention rates, and ensure clients have adequate coverage. A hired agent scales revenue without the overhead of building an in-house team.
What should a Insurance Agent job description include?
A strong Insurance Agent job post has a one-line hook, why the role exists, 6 outcome-led responsibilities, a clear list of required skills, the salary range, and a country-specific compliance line. Use the copy-ready template above as a starting point.
How much does a Insurance Agent earn?
Approximate annual gross bands (Q2 2026): $50,000 – $90,000 base + 5–12% commission on premium or $60,000 – $110,000 all-in dependent on commission structure in the US, £28,000 – £45,000 base + 5–10% commission in the UK, and €32,000 – €50,000 base + 5–10% commission in the Eurozone. Adjust for city, seniority, and experience.
How do I write a Insurance Agent job description fast?
Use Penroll's free job description generator — enter the title and country and it produces a complete, inclusive, salary-formatted Insurance Agent post in about 30 seconds, no signup required.
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